A quick look at the many ways you can make additional income if you work a 9-5 job…ie. side hustles with a full time job.
For the first 7 years of my professional career, I was in the monotonous and repetitive cycle of my 9–5 job in finance; get up, commute in overloaded trains, work, go for a drink or to the gym, commute again, eat, sleep, repeat… You know the drill. Soul destroying.
As much as I loved my job at the beginning, it really started to grind me down slowly. Working for someone else’s dream. Last summer, I ended up having a nervous breakdown and it was the best thing that ever happened to me. I saw things differently. I found the financial independence movement and realised that if I did the right things, I didn’t have to work until I was 80 (let’s face it, I’m a millennial so that’s a realistic expectation). But I needed to change things, and one of those things was to diversify my income outside of my 9–5.
A year later, and I have not only paid off £25k of debt in 10 months, but have built up a bunch of savings and investments and I’m absolutely loving the journey.
So, if you’re interested in how to have side hustles with a full time job to earn some extra money— here’s what I did!
A zero hours contract
“But how can I possibly work a second job on top of my 9–5? I’m already tired at the end of the day!” Ok, hear me out on this one.
My trick here was to get a job that was the complete opposite of my stressful office based desk job. So, I went for a job in hospitality — I work behind the bar as well as in a restaurant part time for certain events. This works perfectly, as I don’t have to think on an already tired brain, and I get to move around lots after sitting down all day. Win — win!
This is the mistake people often make: getting a second job in the same field. You need something that will not place burden on the same bodily functions.
“But, I can’t fit in extra shifts!!” Well you see, that’s the beauty of the zero hours contract. It works both ways. You get offered shifts and you have the ability to accept or deny them. So, on weeks where you have family events, trips, or a busy month-end at work, you just don’t do the extra work.
Side note — I actually had zero experience in hospitality and was still offered the jobs, so don’t let that stop you!
Looking after some cats
This was a no-brainer for me, as I’m a huge cat person. It works like this: there are a ton of websites for pet sitting (Pawshake, and Cat In A Flat are two examples I use) where you create a profile, set up the area you are willing to travel to and people with pets who need someone to look after their furry-babies will get in touch and ask whether you are available to do just that.
The way I made this work for me, was to go for minimal-fuss animals (cats) and set up a very small catchment area — i.e. only where I can walk to. This strips out the dreaded travel, and also mitigates spending money on public transport or petrol.
One time, the family actually brought the cat to stay with me as it made more sense since they were going away for 2 weeks. This was brilliant as I didn’t even have to leave the house, and I made a lot of money!
You do set your own rates, however the sites do have fees so remember that when pricing your services!
An online presence (Youtube & other social media)
Lots of people think you have to have a huge online presence to start making money, which couldn’t be further from the truth. I first started uploading Youtube videos consistently in April of this year, and by May I was already making money from my content.
Although my small subscriber base at the time wasn’t enough to warrant Adsense revenue (i.e. Youtube showing adverts on my videos and paying me for it), I still found ways of monetising my content.
This came in the form of;
Affiliate links: Links to amazon products, and links to investment apps where I got monetary compensation for people using my links to buy things or set up an investment account.
Sale of digital products: I uploaded the budgeting spreadsheet I created for myself, onto Etsy. I didn’t have to put any additional effort into creating this product, and so far I’ve made over 20 sales.
Of course, now that I have grown, I also make money through the Youtube Adsense program.
I assure you, this is not an extensive list of the different ways in which you can make money on the side with a full time job. There are countless other ventures you could get into (Teaching English as a foreign language, as one example).
All you have to do is want it enough, and be bold enough to break out of the generic 9–5 mould that we have all been shaped into.